There are lots of reasons the public calls on Oasis Appraisals, LLCThousands of people in Arizona purchase, sell or refinance their home every year. A lot of these transactions have a simple line item for an appraisal. Most lenders still call for a local expert because the stakes are incredibly high, even though there are a multiplying number of automated home valuation processes that might seem cheaper than an appraisal. You might believe that securing a mortgage is the only reason to get an appraisal, but there are other instances when the services of a certified, independent real estate professional might be beneficial.
Let Oasis Appraisals, LLC help you dispute your tax assessment in Pima CountyIt's quite possible you're paying too much in property taxes if you live in an area where property values have declined. Ad Valorem taxes are based upon a previous assessment of your home, so if values are less than what they used to be in your area, you can challenge your assessment and save money. When building your case, an appraisal from Oasis Appraisals, LLC is your best evidence. We're qualified to assist you in appealing your tax assessment.
How can you eliminate PMI to lower your mortgage payment?When the amount being loaned to the home owner is more than 80% of the actual value of the real estate, almost all lenders ask homebuyers to buy an additional insurance policy. That policy is Private Mortgage Insurance, or PMI. Seeing that additional payment is usually folded into the monthly mortgage payment, it is often forgotten. This is damaging because PMI isn't required when the leftover balance of the loan - whether through market appreciation or principal pay down - dips below the 80% level. In fact, the Homeowners Protection Act (HPA) of 1998 was approved by the United States Congress that requires lenders to eliminate the PMI payments on most mortgages when the balance is paid down to 78% of the original value.
If you'd like to do away with PMI, Oasis Appraisals, LLC will give you a statement regarding the value of your home. The price you paid for the home valuation can usually be recovered in just a few months because you'll no longer be paying the PMI.
Settling a divorce with less stress with an appraisal from Oasis Appraisals, LLCA divorce can be a very daunting event for both parties, and it is often further complicated by the challenging decision of who keeps the home. Regardless of the circumstances, it's wise to order an appraisal from Oasis Appraisals, LLC so both parties are entirely aware of the true market value of their property.
The parties will have a clearer picture of what price to set, if they wish to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.
Settling an estate with peace of mindLosing a loved one is a painful time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved. We guarantee the fullest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).
Unlike wealthier individuals, most Americans don't have dedicated estate planners or executors to take care of these issues. A home or other property often makes up a disproportionate share of the total estate value, so understanding the true value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've gotten an honest deal.
Oasis Appraisals, LLC can assist you in relocating to or from Pima CountyMoving due to a job change is a more than just an inconvenience, and we understand. That being said, we take great care in setting up an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide remarks on the positive attributes of their property, as well as information about any new sales or listings in their area that they want considered during our intensive process.
Sell your home quickly at the right priceWhether you choose to sell your home on your own or use the assistance of a real estate agent, a professional appraisal will help you make a more informed decision regarding your selling price. With much different interests than a real estate agent, an appraiser has no vested interest in what amount the house sells for. The price we charge isn't related to the sales price, but rather they rest on our efforts to finish the appraisal.
On a daily basis, we examine the difference in value things like an additional bathroom or a kitchen remodel can make. Getting a professional appraisal is a trusted way to decide what improvements will add value and what an appropriate sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes are one the market.